Ledger

Accounting-grade · beautifully simple

Money,
kept honest.

Discipline is what freedom actually looks like.

Ledger gives your money the rigor of real accounting — encrypted, multi-currency, every figure balanced — so you always know where you stand, and exactly what you're free to do next.

How it works
SalaryMonthly income+ €4,200.00GroceriesEurospin− €38.90Gold1 Kg · 24k+ $1,940RentApartment− €1,150.00TransferSavings → Checking£500Diningrestaurant− €31.00Refundreturned order+ €19.99Subscriptionstreaming− €14.99SalaryMonthly income+ €4,200.00GroceriesEurospin− €38.90Gold1 Kg · 24k+ $1,940RentApartment− €1,150.00TransferSavings → Checking£500Diningrestaurant− €31.00Refundreturned order+ €19.99Subscriptionstreaming− €14.99
SalaryMonthly income+ €4,200.00GroceriesEurospin− €38.90Gold1 Kg · 24k+ $1,940RentApartment− €1,150.00TransferSavings → Checking£500Diningrestaurant− €31.00Refundreturned order+ €19.99Subscriptionstreaming− €14.99SalaryMonthly income+ €4,200.00GroceriesEurospin− €38.90Gold1 Kg · 24k+ $1,940RentApartment− €1,150.00TransferSavings → Checking£500Diningrestaurant− €31.00Refundreturned order+ €19.99Subscriptionstreaming− €14.99

How it works

Step 01

Every account, one honest view.

  • Banks, cash, crypto and gold — together, in any currency.
  • Balances update the instant you log a transaction.
  • Nested accounts roll up into a single net worth.

Amex Card

EUR · debit

€1,480.00

CitiBank

USD · bank

$12,850

Gold

2 tola · 24k

▲ 12.4%

Cash Wallet

EUR · cash

€280.00
+ Add account or wallet

Step 02

Real assets, valued live.

  • Property, gold, crypto and investments — tracked as you own them.
  • Gold priced from the live spot, with profit & loss.
  • Everything you hold, folded into one number.

Gold

2 tola · 24k

▲ 12.4%
$3,880

Apartment

property

€185,000

Bitcoin

0.4 BTC

€26,800

▲ 5.2%

Rolls into your net worth

Step 03

Watch your net worth take shape.

  • A living picture of income, spending and net worth.
  • See exactly where money comes from — and where it goes.
  • No spreadsheets. No guesswork.
◗

Net worth · last 6 months

€0

FebMarAprMayJunJul

This month

+€3,200

Spent

−€1,584

Step 04

Spend with intention, not anxiety.

  • Set budgets that quietly keep you on track.
  • Know what's safe to spend today.
  • End the month with a story — your spending, wrapped.
Groceries€420

0% used

Rent€1,200

0% used

Dining€180

0% used

Transport€96

0% used

Begin your ledger.